Social Security: Shoring Up America's Safety Net Ever since a legal secretary named Ida May Fuller received the first Social Security retirement check in 1940, Americans have been counting on Social Security to provide much- needed retirement income. For many…
Five Retirement Lessons from Today's Retirees Each year for its Retirement Confidence Survey, the Employee Benefit Research Institute (EBRI) surveys 1,000 workers and 1,000 retirees to assess how confident they are in their ability to afford a comfortable retirement. Once…
What are the warning signs of financial scams targeting older individuals? If you or someone you know has been targeted by a scam artist who is trying to steal money or personal information, you're not alone. According to the Senate…
How can you avoid falling for the Social Security impostor scam? The scam generally starts like this. You answer a call or retrieve a voicemail message that tells you to "press 1" to speak to a government "support representative" for…
What's New in the College World? If you're the parent or grandparent of a current or prospective college student, you might be interested to learn what's new in the world of higher education. Higher college costs For the 2018-2019 school…
Key Estate Planning Documents Estate planning is the process of managing and preserving your assets while you are alive, and conserving and controlling their distribution after your death. There are four key estate planning documents almost everyone should have regardless…
Market Strategies: Three Ways to Play Defense in Your Stock Portfolio Defensive investment strategies share a common goal — to help a portfolio better weather an economic downturn and/or bouts of market volatility. But there are some key differences, including…
As an investor, you probably pay attention to nominal return, which is the percentage increase or decrease in the value of an investment over a given period of time, usually expressed as an annual return. However, to estimate actual income…
Inflation averaged 2.5% for the 30-year period from 1989 to 2018. Although the recent trend is below the long-term average, even moderate inflation can reduce purchasing power and cut into the real return on your investments. Annual rate of…
