oxford flyer 2.35

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The Oxford Life Multi-Select annuity is issued by Oxford Life Insurance Company. 1. Oxford Life Assumes the investment risk and guarantees payment, subject to its claim-paying ability. 2. Withdrawals of earnings will be subject to income tax and may be subject to a 10% federal tax penalty, if taken prior to age 591/2. Neither Oxford Life Insurance Company, its affiliates, nor any of its representatives may provide tax or legal advice. Individuals should consult their tax advisor or legal counsel for specific advice and information regarding their individual situation. 3. Effective as of 8/5/2020. For the latest rating, access www.ambest.com. A.M. Best assigns ratings from A++ to F,A++ being superior ratings. 4. Waiver of surrender/withdrawal charges subject to qualifying event. For complete product details, please refer to ICC14 MYGA0814, DA520, and state specific variations. An investment in these contracts is subject to possible loss of principal and earnings, since a surrender charge and market value adjustment may apply to withdrawals or upon surrender of contract. Product and product features may not be available in all states. Not FDIC/NCUA insured. Not insured by any federal government agency.
Non-deposit investment products and services are offered through CUSO Financial Services, L.P. (“CFS”), registered broker-dealer (Member FINRA/SIPC)
and SEC Registered Investment Advisor. Products offered through CFS: are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union and may involve investment risk including possible loss of principal. Investment Representatives are registered through CFS. FAIRWINDS Credit Union has contracted with CFS to make non-deposit investment products and services available to credit union members.*Non-deposit investment products and services are offered through CUSO Financial Services, L.P. (“CFS”), a registered broker-dealer (Member FINRA / SIPC) and SEC Registered Investment Advisor. Products offered through CFS: are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk including possible loss of principal. Investment Representatives are registered through CFS. The Credit Union has contracted with CFS to make non-deposit investment products and services available to credit union members.

Financial Advisors are registered to conduct securities business and licensed to conduct insurance business in limited states. Response to, or contact with, residents of other states will be made only upon compliance with applicable licensing and registration requirements. The information in this website is for U.S. residents only and does not constitute an offer to sell, or a solicitation of an offer to purchase brokerage services to persons outside of the United States.

CFS representatives do not provide tax or legal guidance. For such guidance please consult with a qualified professional. Information shown is for general illustration purposes and does not predict or depict the performance of any investment or strategy. Past performance does not guarantee future results.